Stopguessing in the dark
Your whole financial life, illuminated.
See where you stand, what it's worth, and which way you're heading. Sorted automatically, always current.
Good morning
Alex
Total Net Worth
€187.560
+€8.420 this month
Overview
Cash €24.230
Investments €98.410
Property €310.000
Debts −€245.080
Overview
Accounts
Insights
Profile
See it all. Know where you stand.
Your whole financial life in one honest picture: where you stand, what it's worth, and which way you're heading. Sorted automatically, always current. No spreadsheet, no guesswork.
2,500+ banks
Everything you own. One number.
See what you actually have, in total, at a glance. Connect your accounts once across 2,500+ banks, and they stay synced from then on.
Your accounts Auto-synced
Current
KBC
Savings
BNP Paribas
Brokerage
Bolero
Joint
Belfius
Total €76.050
Automatic
Where does your money keep vanishing?
Spending is categorised for you. The rare misclassification, you fix once and it learns.
Categorised for you
Carrefour −€42,30 Groceries
Da Mario −€48,00 Eating out
Total Energies −€67,20 Transport
Monthly plan
Will you make it to payday?
Set a monthly target per category and see what's left at a glance, this month and next. Always know if you'll make it to month-end.
This month · July €665 / €930
Groceries €342 / €500
Eating out €78 / €120
Transport €156 / €200
Subscriptions €89 / €110
IOUs, both ways
Get back what you're owed.
Lent a friend some cash, or borrowed from family? Track every IOU both ways, what's owed to you and what you still owe, so it counts toward where you really stand.
IOUs · lent & borrowed
Lent to Sarah
3 weeks ago
Borrowed from Dad
Last month
Owed to you
€120
You owe
€500
Forward projection
Never get caught short.
A forward projection across every account, so the end of the month stops catching you out. Decide what to invest, save, or keep liquid.
Cash · next 4 weeks
Today
Today
€18.420
In 4 weeks
€19.640
Portfolio
Up, or quietly losing?
Holdings, dividends, returns, broken down per asset class. Finally see how they're really doing, across every account they live in.
Holdings · all-time
€18.420 +12,4%
AAPL · Apple +8,4%
ASML · ASML Holding +12,1%
BTC · Bitcoin +24,3%
Total Net Worth
Watch your net worth climb.
Cash, investments, real estate, pension. Your whole financial picture, not just your bank balance.
Net Worth · all-time
€182.450 +14,2% YTD
Real estate 45% €82.000
Investments 28% €51.200
Pension 15% €27.450
Cash 12% €21.800
Any currency
Money in every currency?
Get paid, spend, and save in whatever currency you like. It all lands in your home currency, converted for you, so what you earn and spend is always one honest picture.
In your currency Auto-converted
$2.000
US dollar
£140
British pound
Fr 220
Swiss franc
Fair splits
Paying more than your share?
See exactly who paid for what, so the split is always fair and never a guess. Solo, couple, or sharing rent, every household fits.
Household · who paid for what
Restaurant Da Mario
Mar 12 · KBC
Tom · €24,00 Sarah · €24,00
Rent · Mar
Mar 1 · Belfius
Household
From signup to in control, in minutes
Three steps. Then it runs itself.
Connecting 4 of 4
Revolut
Wise
N26
Bunq
Works with
Revolut · Wise · N26 · Bunq · ING · BNP Paribas · Santander · Deutsche Bank · + 2,500 European banks
We can't move your money. We'll never sell your data.
The two promises this whole app is built around.
Your money
See your transactions Yes
Move your money Never
See your bank password Never
You sign in on your bank’s own page through PSD2. We can read, never touch, and never see your login.
Your data
Sold to advertisers Never
Shared with anyone Never
Used to train AI Never
We’re funded by your subscription, never by ads, so your data is never the product.
Questions you might have.
Is my financial data safe?
Yes. Bank connections go through regulated PSD2 providers (finapi, GoCardless). We don't sell your data, and we don't show ads. That's why the app is paid.
Do I need a credit card to start the trial?
No. The 14-day free trial gives you the full Premium product. You only enter payment details when you choose a plan to keep going.
Why isn't there a free plan?
Free apps usually pay for themselves by selling your data or showing ads. We won't do either, so the app has to be paid. The 14-day trial is your free path to decide if it's worth it.
If I downgrade, do I lose my data?
No. Manual keeps every transaction, category, and history you've built. The only thing that changes is automatic bank sync: you enter new transactions yourself.
Ready to get ahead?
Connect your banks in five minutes. See your whole financial life in one place, and finally know where you stand.